When you are thinking about buying a home, there are many things to consider. Where to live, what kind of property, how large a property and so much more will have to be decided before you buy a home. Besides the obvious, which is selecting a home, there is a lot more to think about if buying a home is in your future.
Some of the things that don't relate to the property you choose that you will need to consider are how to pay for the home, what kind of insurance do you need, how will you take care of the home and when will you buy a home. Probably the biggest decision you have to make relates to how you will pay for a home.
Here are some questions you will definitely need to answer before you purchase a home.
- Do you have cash to pay for a house?
- Do you have a down payment saved?
- Have you spoken with a mortgage lender? I can suggest one if you don't have someone you want to work with.
- How much home can you afford?
- What will your interest rate be?
- Have you reviewed your credit lately for accuracy
- Will the loan be in your name only or will someone else be included on it?
A good mortgage lender will help you answer all of these questions so you can make the decision that is best for you. Then comes the fun part, picking out your home. Contact me today so I can help you get started with the home buying process.
Coldwell Banker Residential Real Estate
Serving Clearwater, Clearwater Beach, Belleair Bluffs, Island Estates and Tampa Bay
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Michelle Chenault is your ultimate real estate resource for Clearwater, Clearwater Beach, Belleair Bluffs, Island Estates and Tampa Bay, FL. Visit my website for detailed information regarding today’s real estate markets.
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